David Gruskin has the experience, training and commitment to insure that your case is handled with the greatest competency and dedication. As a civil trial lawyer with over 25 years of experience he has handled consumer cases in both state and federal court. He received his initial training and experience in consumer law at the local legal services office, Gulfcoast Legal Services, representing low income and older victims of consumer abuses. Mr. Gruskin is a member of the National Association of Consumer Advocates. As a member of NACA and regularly attending training by NACA and the National Consumer Law Center he keeps up to the minute on the latest developments affecting consumers. Mr. Gruskin represents consumers in matter relating to lemon law, automobile fraud, credit reporting problems and unfair or harassing debt collection.

Florida Lemon Law

Under the Florida Lemon Law, if your vehicle is a lemon, you are entitled to either your money back or a new replacement vehicle, in some instances the manufacturer may be required to pay your attorney fees.

Manufacturers generally try very hard to avoid refunding your money or replacing your car. But, if your car is a lemon as defined in the Florida Lemon Law, you are entitled to a replacement car or a refund of the money you paid. However, the manufacturer will be entitled to a credit based upon the number of miles you drove the vehicle, so the sooner you resolve your claim the less will be deducted from your refund.

Automobile Fraud

In Florida most people rely on cars for transportation and other than their homes cars are their largest expenditures. Huge sums of money are spent to purchase, finance, repair and maintain automobiles. Unfortunately, problems regarding these issues always rank at the top of lists of consumer complaints. Please feel free to contact Mr. Gruskin if you believe you have been a victim of fraud or unfair dealing involving these matters.

Credit Reporting Problems

One national study found that almost one half of credit reports contain errors and that over one fourth of the credit reports contained errors serious enough to result in a denial of credit. You are entitled to obtain a free credit report from each of the three major credit bureaus. You may obtain your credit reports from annualcreditreport.com. It is extremely important to check your credit reports at least once a year for many reasons such as to make sure they do not contain errors, that you are not a victim of identity theft and that someone else's information has not been mixed up with the information contained in your report. Under federal law the credit bureaus and the creditors have a duty to correct inacurate information. There are some simple steps you can take to try and correct the incorrect information. If the information is not corrected you may be able to file a lawsuit for dmages, costs and attorney's fees.